Sunday, October 9, 2011

Just go with the flow..

So , Im here to start off again by apologizing for not posting as often as I had intended .. But no one is reading anyway. At least not regularly or following . 

But since my last post a lot has come into play. Big brother has started Kindy and is loving it ! , Big sister is rocking the 4th grade ,and is loving being involved with student council. And newest news is that Little brother will now be a big brother too ... so I guess Big brother gets bumped to Bigger brother .

   We are expecting baby #4 , by mid February . It's another BOY! we are thrilled , Big sister was hoping ,and a lot for a little sister , but no such luck.. She's come around to the idea a lot more here lately . 

So soon to be 4 kids, are we crazy? No. Are we financially wealthy? No, we could always use more money. Are we taking things as they come and cherishing every day with our beautiful kids? Yes, and we wouldn't have it any other way. 

This has been a great motivator to get on the ball with our plans to purchase a home. We are both sure we want to stay in the same school zone that we are in now. We love this little school and this side of town. We have been loosely following Dave Ramsey's plans for Financial Peace. It has brought us a long way in a short amount of time , But between now and the end of the year we are really cracking down and plan to pay of the 2 small debts we have only leaving my van to be paid off. In hopes that it will boost our score a few more points since they will be early pay offs and help us by lowering our debt/income ratio .. not to mention just saving us that much more money on a month to month basis.. 

So, hopefully I will have some fantastic news to post , good news Im hoping. As we purchase our first home.